Merchants with 2+ PSPs
Route, fail over or switch providers without moving cards or asking customers to re-enter them.
Card vault · forward to any PSP
Store cards once. Send them anywhere.
Plainvault keeps your customers' cards and forwards them to whichever gateway, acquirer or endpoint you choose. Public pricing, no contract, and free export of your cards whenever you want.
from $199/moany PSP or acquirerSingapore region
Your server → PlainvaultPOST /v1/forward
{ "route": "rt_adyen_auth", "body": { "amount": 4900, "card": "tok_7Hq2xVb9Lr4K" } }
plainvault
token → card, in memory · route to
Plainvault → adyen200 OK
{ "amount": 4900, "card": "tok_7Hq2xVb9Lr4K" }
How it works
Routing is configuration, not code.
We don't build PSP integrations one by one. If an endpoint takes an HTTPS request, you can forward to it.
01 — Store
Capture a card, get a token
Tokenising is free. Tokens are random and reveal nothing about the card.
→ POST /v1/cards ← tok_7Hq2xVb9Lr4K
02 — Configure
Set up a route
Target URL, auth headers or mTLS, and where the card fields go in the payload.
target: api.psp.example/pay auth: header X-API-Key inject: $.card → $.paymentMethod
03 — Forward
Send it with the token
We swap in the card, forward the request, and pass the PSP's response back unchanged.
→ POST /v1/forward ← PSP response, as-is
The price
Published pricing. Compare for yourself.
Most vaults start at $750–1,000 a month, and many only tell you on a sales call. Here's what each one charges, from their own pricing pages, checked .
"From" figures are the lowest bill each vendor's published prices allow. Usage they don't publish isn't included, so their real bills are likely higher. Details and caveats are on the pricing page.
Who it's for
For anyone who wants their cards, and their PSP choices, back.
Platforms and marketplaces
Keep card data out of your systems, and let each seller or region use the gateway that fits.
Smaller PSPs and wallets
A vault you don't have to build or certify yourself, with cards you can take with you.
Plain by design
What you won't pay for.
A vault holds your customers' cards, so leaving it should never be expensive. We put that in writing.
- No setup fee, and no sales call to find out the price
- No annual contract: pay monthly and cancel anytime
- No charge to tokenise a card
- No exit fee: free bulk export to your PSP or next vault
- No per-PSP integration fees: any HTTPS endpoint works
We're looking for design partners.
Plainvault is in early access and hosted in Singapore. Design partners shape the product, get early access, and keep the published price. Our PCI DSS Level 1 assessment is in progress; read about our security.